Coopay-Ebirr is the mobile wallet and digital payment service from the Cooperative Bank of Oromia (Coopbank), offered in partnership with eBirr Financial Service. It lets customers send and receive money, pay merchants, and settle bills at any time, from a phone or the web.
Who Runs It
Coopbank is one of Ethiopia's larger banks, serving more than 15 million customers across a wide branch network. Coopay-Ebirr is its mobile money product. The eBirr partnership provides the underlying mobile financial services technology.
How You Access It
Coopay-Ebirr is built to reach as many people as possible. You can use it through a USSD short code by dialing *841# on any phone, no internet required, or you can download the Coopay-Ebirr app from the app stores. There is also web access. The USSD option is useful for feature phones and areas with weak network coverage.
What You Can Do With It
Send and receive money. You can move birr to other users and accounts.
Pay bills and services. Coopay-Ebirr supports a wide list of government and private services. These include payments for Ethiopian Airlines, water and municipal utilities, electricity, Ethio Telecom, and various schools and healthcare providers.
Pay merchants. You can pay shops and businesses that accept the wallet.
How Widely It Is Used
Coopbank has reported strong uptake for Coopay-Ebirr, helped by its branch network and steady expansion into utility and government bill payments. According to figures reported by the bank, the service has served more than 17 million users. This wide reach has made it a practical everyday tool for many customers, especially those who already bank with Coopbank.
Receiving Money From Abroad
If your sender uses a remittance provider that pays into Coopbank, the money can reach your account and be available through Coopay-Ebirr. As always, confirm the payout method with your sender and compare the rate and fees on Send Money before the transfer, since providers and payout options change.
Is It Right for You
Coopay-Ebirr suits people who bank with Coopbank, who want easy USSD access on any phone, and who often pay utilities and government services. If you live outside major cities, the USSD access and wide branch network can make it especially convenient.
For current bank exchange rates and to compare banks before you convert, visit BirrValue.
This article is for informational purposes only. BirrValue does not provide financial advice. Features and figures can change, so confirm details with the Cooperative Bank of Oromia.