Enat Bank | BirrValue
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Enat Bank

www.enatbanksc.com/

Founded: 2008 — Incorporated 2008; began operations 2013.

Headquarters: Addis Ababa, Ethiopia

Regulator: National Bank of Ethiopia (NBE)

Ownership: Private commercial bank (share company)

Branches: 175+ (reported)

Known for a women-centered founding story and women’s ownership prominence in public narratives.

About Enat

Enat Bank is a private commercial bank recognized for its women-centered founding and emphasis on inclusive banking. It offers retail and business banking services, deposit products, payment rails, and branch-based delivery while expanding digital access. Public-facing messaging often highlights financial literacy and capacity-building programs.

Business Segments

RetailSMEInclusive BankingDigital Banking

Services

Retail

  • Deposit accounts
  • Domestic transfers
  • ATM/card access (product availability varies)

SME

  • SME accounts
  • Merchant collections
  • SME financing (policy-dependent)

Corporate

  • Corporate accounts
  • Payroll/bulk payments (where offered)

Digital Channels

Mobile bankingInternet bankingATM access (where available)

Key Milestones

  • Women-centered founding identity
  • Scaled national branch footprint

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